Stop Repossession With Georgia and Atlanta Bankruptcy

When you are receiving repossession threats and you can’t see your way clear to making your past due payments, it can be extremely stressful.  Collection calls and threatening letters from your creditors are intimidating, and you can sometimes feel as though you are on your own against a big bully.  The good news is that it doesn’t have to be that way.  Georgia bankruptcy laws are on the books to protect consumers who are in a financial bind, and when they are utilized properly, the collection calls will stop and you will be able to keep keep your car.  The key is to retain the services of an experienced Georgia bankruptcy attorney.

When you have a valuable piece of property that you do not want to surrender, like your car, the best course of action is a Georgia Chapter 13 bankruptcy.  This form of bankruptcy is referred to as a “reorganization” because it does not extinguish or discharge your debt.  Rather, it reorganizes the payment structure so that you can make affordable payments on your past due balance and keep your vehicle, as long as you honor the terms of the reorganization agreement and keep your regular monthly payments current.

One of the nice things about a Chapter 13 bankruptcy is that a good GA bankruptcy lawyer can negotiate the amount of the past due balance down, sometimes as low as just pennies on the dollar.  In this manner you emerge from the bankruptcy with monthly bills  that you really can afford to pay, so you get back on track and get to maintain possession of your vehicle.

It is a Catch-22 of sorts when you fall behind on your car payments and face the possibility of repossession.  You are obviously going through some financial hardship or you wouldn’t have any problem paying your payments, but if you were to lose your car, it would be even tougher for you to get to work and meet your responsibilities.  This is a difficult conundrum, and we are fortunate to be able to use Georgia bankruptcy laws to our advantage so that we can stop repossession efforts immediately and hang onto our vehicles.

When you are choosing a bankruptcy lawyer in Georgia, you want to look for a law firm that has a wealth of experience stopping repossessions and helping consumers get back on their feet.  But you also need an affordable attorney who understands that you are a customer and that you want to be treated with dignity and respect.  The bankruptcy attorneys at Law Firm know the law and they specialize in stopping repossessions and putting an end to creditor harassment.  But they are also committed to providing world-class customer service.

If you are being threatened with repossession, call Law Firm at (404)763-3623 and we will set up a free consultation at your convenience.  Georgia bankruptcy laws are there to protect you, and the attorneys at Law Firm know how to use them to stop the repo man cold.

• Stop Harassment
• Stop Repossessions
• Stop Foreclosures
• Keep Your Home
• Keep Your Car
• Keep Your Wages